Enterprise Strategy Development – Pioneer Financial Services, Inc. (PFS)

AIM was retained to restructure operations and develop and implement a five-year strategic plan for PFS, a life, health and long-term care insurer with over a $1 billion in premiums. Constrained by holding company debt, reinsurance surplus-relief repayment obligations and weak operating performance, PFS was rapidly losing value and market share. Following the conclusion of a comprehensive enterprise evaluation, AIM developed and implemented a strategic and operational plan enabling PFS to accomplish a successful initial public offering and ultimately its acquisition two years later, again substantially enhancing shareholder value.